Bloomberg BNA surveys why small and mid-size companies are fleeing the fully insured market in favor of self-insured health plans. Three Pareto Captive Members – AEgis Technologies Group, Service Uniform, and Hardwood Products – weigh in, sharing their perspectives and how self-insurance reduced costs for their companies, and for their employees.

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Andrew Cavenagh explains that a functioning individual insurance market is critical, as businesses would face significantly higher health costs if the individual market implodes.  In this day and age of partisan stalemates, he encourages lawmakers to do the unthinkable and work together to find a solution.

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