Too often, employees opt to neglect their health and avoid routine medical care rather than miss time at work. Employers can discourage this mindset by providing accessible primary care and incentivizing regular check-ups. Andrew Cavenagh explains why prioritizing health helps both employers and employees avoid the high costs of untreated illness.

Frustrated by rising healthcare costs and desperate for a solution, four employers discovered a better option: self-insurance through the captive insurance model.  Joining the captive reduced costs, gave them the data and control to be smarter consumers of healthcare, and allowed them to improve benefits offerings for their employees.

Employers who self-insure their health benefits are empowered to reduce the cost of health insurance and healthcare.  Their innovative efforts are at the forefront of grassroots healthcare reform.