With 65 enrolled employees, General Converting, an Illinois-based Pareto captive Member, does not have a dedicated HR staff, but they successfully navigate self-insurance under the guiding hand of a knowledgeable broker.

Andrew Cavenagh’s editorial in Investor’s Business Daily explains why it’s wasteful and inefficient for health insurance to cover everything from routine medical care to catastrophic claims.  This wasteful practice results in skyrocketing administrative costs, patients with no incentive to be mindful consumers of health care, and employers crippled by increasing costs. By self-insuring, employers take […]