Scott Wellman, CFO of Hardwood Products Company, and his consultant, Dan O’Halloran of The O’Halloran Group, describe how participation in a Pareto captive enabled the company to improve the quality of healthcare for employees while simultaneously decreasing costs.

Pareto captive Member, Anthony Evans of Henry Investment, and consultant, Seth Denson of GDP Advisors, describe how smaller employers can benefit from self-insurance by joining a captive. Captives offer the same control and cost savings as traditional self-funding, while providing protection against catastrophic costs.